How Much Equity Could I Access?

Stay in your home. Stop making payments. Access your equity. See if you may qualify for a reverse mortgage and get a ballpark of how much you could receive — as a lump sum, monthly payments, or a line of credit.

Reverse Mortgage Calculator — Loan Some Dough
Your Situation
Age of Youngest Borrower68
5599
Estimated Home Value$450,000
$
$50K$2M
Existing Mortgage Balance$80,000
$
$0$1M
Property Type

✓ Must be 62+ (55+ for some jumbo products)
✓ Must be primary residence
✓ Must have significant equity
✓ Must complete HUD counseling

Estimated Available Proceeds
$183,000
after paying off existing mortgage
✓ Likely eligible — let's confirm the details
$263,000 Gross loan amount
58% Principal limit factor
$370,000 Current equity
$763 Est. monthly option
Key Facts
Monthly payment required$0
Keep title to homeYes
FHA insured (HECM)Yes
Loan becomes due whenYou sell, move, or pass
How to Receive Funds
Lump sum✓
Monthly payments✓
Line of credit✓
Combination✓

This calculator provides estimates for informational purposes only and does not constitute a loan commitment or a pre-approval. Actual qualificiation depends on credit score, lender guidelines and full underwriting review.

Roxy Miles
NMLS#2464939

Complex Loans. Fun Lender.
Self-employed, retired and high-net-worth borrowers who don't fit traditional lending. Bank statement loans, asset depletion, reverse mortgages, jumbo financing and first lien HELOC strategy.