I didn't start in mortgage,
I started in financial planning.

Before I became a mortgage broker, I spent years as a financial advisor sitting across from clients, helping them look at the full picture.
Income, investments, tax strategy, retirement. The whole thing.
My background changes how I see every mortgage conversation.

Here's What I
Know About You.

You've done the work. You've built something real.
Maybe you're self-employed or worked your way up the ladder.
 Maybe you're recently retired or your income comes from your portfolio not a paycheck.
And now some banker looked at your tax returns and said, "No".

You don't need an old-school bank, you need a broker who understands finances that has access to over 100 lenders who have programs as unique as you are.

When I made the move to mortgage...

I noticed something pretty quickly. Most loan officers see a complex situation and get uncomfortable. They're looking for the W-2 box. Where I'm looking at your whole situation, the K-1, the depreciation schedule income, assets and most importantly strategy.

The clients I work with aren't complicated.
They're financially sophisticated.

Business owners who write off everything they can.
Retirees with significant portfolios.
Real estate investors who've been told they've hit their limit.
They need someone who speaks their language. That's what I do.

With one credit pull we have access to over 100 lenders.
I find the best option and tell you straight what it is.
No games, no call centers.

Ready to see what's possible for you?

One conversation. No pressure. Just answers.

Roxy Miles
NMLS#2464939

Complex Loans. Fun Lender.
Self-employed, retired and high-net-worth borrowers who don't fit traditional lending. Bank statement loans, asset depletion, reverse mortgages, jumbo financing and first lien HELOC strategy.